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American General Finance

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91 complaints

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American General Finance social reviews and reports. Join community by posting your own comments or complaints.

American General Finance is a finance company that was founded in 1920. The company is a member of AIG, Inc. It provides different kinds of loans, mortgages, retail financing, and many other credit related products and services. The tagline of the company is: "Your neighborhood experts in financial service." American General Finance has branch offices in 45 U.S. states, in Puerto Rico and U.S. Virgin islands.

Besides, American General Finance offers real estate secured loans, unsecured loans, full and partial purchasing of loans, first and second mortgages, cash back loans, home improvements, home equity lines of credit and credit insurance. Please try to contact American General Finance Customer Service directly prior to posting any complaints on this site.

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American General Finance Complaints & Reviews

American General Finance Reviews

Anonymous
American General Finance - Trying to scam me

I got a loan from American General 10 yrs. ago and have since paid it off thru a chapter 13. Now I'm getting calls from Springleaf Financial saying that I owe them $5000.00 Spr...

#291868
Jan 25, 2012
20

Cmorton51
American General Finance - Refused to help me do a refinance or home modification

I started having hard times financially in June of 2011, I called them to see if i could refinance my home to lower my payments they refused because they said i did not make enough...

#288760
Jan 13, 2012
89

Anonymous
American General Finance - Refused to help me do a refinance or home modification

I started having hard times financially in June of 2011, I called them to see if i could refinance my home to lower my payments they refused because they said i did not make enough...

#288758
Jan 13, 2012
57

Anonymous
American General Finance - Springleaf Financial aka American General

They try and scan you on paying double interest rate !! just because they think they can!! They are the biggest rip out that is out there!! DO NOT GET A LOAN WITH THEM( trying to r...

#287106
Jan 07, 2012
200

Anonymous
American General Finance / Springleaf

Will not cooperate at all in trying to refinance at a lower rate at all. I possibly will be coming into a sizable amount of money and will pay them off in full after an attorney c...

#282827
Dec 20, 2011
188

Anonymous
American General Finance - Scam artist

First of all they're always telling you "ow..your approved for more money, your payments will only be $15 more a month. Kinda like almost making you feel like you have to take it. ...

#276748
Nov 22, 2011
374

Anonymous
American General Finance - Springleaf showed up at my house to demand payment when my loan was only 13 days late

We financed our car with American General, which is now Springleaf Auto Finance. My payment is due the 27th of each month. Since I am a teacher and only get paid the last day of ...

#274053
Nov 10, 2011
605

Jmhunt93
American General Finance - American General stole our home

We refinanced our home with American General at a very high rate of interest and were assured that the interest would be reduced after a couple of years of good payment history. A...

#272115
Nov 01, 2011
460

Weinbrec...
American General Finance - Springleaf Financial is awesome, sorry

I am actually surprised how negative the reviews are. I have been extremely satisfied, and thankful for the help american general has given me in my time of need. I have been lat...

#269426
Oct 20, 2011
728

Never wi...
American General Finance - Sprinleaf Financial has some of the most incompatent individuals inEvansville Indiana.

These are some of the most incompetent individuals I have ever deal with by phone. Thanks goodness that I was spared the experience of actually getting a loan from them. I am a goo...

#268451
Oct 15, 2011
488

Jonez123
American General Finance - Criminal Threats

I inadvertently applied for some sort of finance on the internet and these people got my name and information. They will not quit calling me and have now resorted to vulgar comment...

#265442
Oct 01, 2011
484

Anonymous
American General Finance - They need to be investigated for ripping people off.

This company is ripping people off. This has been the biggest mistake I have ever made; borrowing money from this company. I want to file a law suit against this company. I borrow...

#258985
Aug 31, 2011
1020

Wheellif...
American General Finance. What Losers!

I got a loan from a American General finance in Davenport, Ia. I bought a motorcycle. I transfered plates, and my original ones expired 3 months after I bought it. My county nee...

#248967
Jul 14, 2011
1089

Jdm_081
American General Finance - American General would not lower my interest after I lost my job

I borrowed a total of $6,500 the interest rate was 19%. They told me it was a 5 year payment plan. I lost my job and tried to get a lower rate but they would have none of that. I b...

#245467
Jun 26, 2011
929

Anonymous
American General Finance - Inside the evil lines

I agree with what everyone has said. Have worked within American General for many many years and as an inside source I will let everyone know the truth. Employees at American Gener...

#240439
May 31, 2011
2920

Anonymous
American General Finance - Beware of General Finance employees

In 1993 I was falsley accused by a General Finance employee of threatening the life of former president Bill Clinton,all I did was tell a joke I had heard about Clinton and one of ...

#237768
May 15, 2011
336

AGSPRING...
American General Finance - American General/Springleaf will rip you off.

AG/Springleaf are a bunch of crooks. They will sucker you in and put you on an affordable payment plan and then out of nowhere decide they want more money. If you do not pay they w...

#233481
Apr 21, 2011
3219

Anonymous
American General Finance - They closed my account without telling me

I had a charge card with AG for about 2 years. I bought furniture and did the 2 year no finance charge, and paid it off this month. A couple of months ago, I unintentionally paid...

#233300
Apr 20, 2011
1525

Beyond p...
American General Finance - American General is trying to screw us!

We have a mobile home loan with American General. Due to the economy it is in foreclosure, BUT we have the opportunity to buy it back.Technically the trailer is still ours.

#232548
Apr 15, 2011
901

Anonymous
American General Finance - Would not accept payment on up to date loan

American general is aware on contract between myself and owner of loan . i have made payments for the last two years owners has decides to reposse and instructed finance commpay t...

#231996
Apr 12, 2011
1222

Treebeard
American General Finance - Never get a loan from Springleaf aka American General

They were called American General Finances when I started dealing with them but I guess they just changed their name to Springleaf. I guess because some marketing expert determined...

#231576
Apr 10, 2011
8593

Anonymous
American General Finance - Never Again!

Never again will i ever get a loan with them. They are the only ones that flagged my credit report just because I paid my loan of to early. I guess it doesnt work out in their favo...

#230587
Apr 04, 2011
1289

Anonymous
American General Finance - American General/Springleaf

American General/Springleaf Financial Services is unbelievable. I missed one mortgage payment in 3 years due to illness and have not missed a payment since and have been harassed t...

#230113
Apr 01, 2011
3383

Anonymous
American General Finance - If we All Stopped Paying

American General is the Mafia of loan companies! If we all stopped paying our payments, the company would go under!!!!! I am ready to hand them my car keys and tell them to *** ...

#229893
Mar 31, 2011
1091

ShaneSea...
American General Finance - They Tried To Keep Our Car; After, We Paid Off The Loan

My husband and I; got a LOAN, from "American General Financial Services" here, in Longmont (Colorado), a couple of years ago. We did the three (3) year, payback plan. In the meanti...

#226982
Mar 15, 2011
1521

Slim pic...
American General Finance - Last time I ever get a loan at american general!

For several years we have had an account with AG. Like everyone , we have been late a couple of times, but always paid the late fee. The interest rate was always high, but they too...

#225758
Mar 09, 2011
1067

Anonymous
American General Finance - American general financing beware

American general financing what a company.I took a loan for 1500 and paid it off.after a week my car broke down I call agf to apply a loan for same amount.they ask for my mortgage ...

#224811
Mar 03, 2011
251

BrokerTh...
American General Finance - Charges 26% interest on a $6000 loan!

This company is the epitome of a Predatory Lender. They lent my aging, retired parents (pushing 80 years old, on social security) $6000.00 at an interest rate of 26%! Although th...

#223612
Feb 25, 2011
1318

Anonymous
American General Finance - Charges 26% interest on a $6000 loan

This company took advantage of my near 80-year old parents by making a loan to them at 26% interest on a $6000.00 loan. When I approached them to reduce the interest rate which is...

#223605
Feb 25, 2011
1013

Anonymous
American General Finance - Inconsiderate and RUDE

We have had a loan with AG for over 5 years now. It was a small loan that has been re-written multiple times which in turn has not really helped us pay off our debt. I am writing...

#216003
Jan 12, 2011
864
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Related Information

Loans and Mortgages
Every time there is a need to borrow money person faces an option - to go to a mortgage broker or to work with a direct lender. Many people choose to work with mortgage brokers and direct lenders alike, depending on their individual situation and needs. A mortgage is a lien on a property/house that secures a loan and is paid in installments over a set period of time. The mortgage secures a person's promise that he/she will repay the borrowed money to buy a home. A person should be ready for a financial commitment that could last several decades. Mortgages come in many different shapes and sizes, each with its own advantages and disadvantages. It is vital to make sure that the right mortgage is selected, the one that is right for a person, his/her future plans, and his/her financial situation. Each borrower may choose among the following types of mortgage: fixed-rate mortgage, adjustable-rate mortgage, balloon/reset mortgage, reverse mortgage. A loan is a type of debt. A loan predetermines the redistribution of financial funds over a certain period of time, between the borrower and the lender. At first the borrower receives a certain amount of money from the lender. The borrowed sum is usually but not always paid back in regular installments, to the lender. As a rule, the service is offered at a cost, which is called an interest on the debt. Under the terms of the loan, a borrower may be subject to certain restrictions - loan covenants. Loans are offered by all the financial institutions, like banks and financial services companies.

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