I got an unsecured loan @ the
American General Finance in Lancaster, CA. I purchased the unemployment insurance with them and of course I recently lost my job and had to file a claim with them. There is 30 day waiting period before the insurance starts paying. Of course I was behind because I lost my job. They called several times and came to my house to ask about the payment and I reminded them that I was waiting for the unemployment insurance I purchased with them to pay. They told me I had to make that 1 payment immediately or they would take me to court for it.They would not even consider
partial payments. They also also called everyone that I used as a reference when I did not immediately call them back. I should have known they would cause trouble, even before I lost my job and was making regular payments they would call before the payment was even due to find out when I was going to make a payment or the payment would be a few days late and I would get a call from them. When I take them my unemployment
stubs as proof for the
insurance company they try to get me to apply for more money to defer payments. Even though their insurance is making payments , they still call and I have to remind them of my situation.None of the other creditors whom I have purchased unemployment insurance with has treated me this way, they have all been willingly to take
partial payments until the insurance paid and I was caught up. I am soo sorry I got this loan with them and I would advise anyone considering using them not to. They are more than willing to lend you money but you miss one day and they will relentlessly call you and harass you or show up at your home.
1. Written by Never Again..., on 08-10-2009 02:45
I went to these people for a short term loan ($10K for 3 months) as a previous & well paying repeat customer with a very good credit rating. This time they want collateral. OK, a $25K custom Harley chopper parked out side or a 98 Dodge 1 ton service truck...no, on both of them. WTF?! They don't take custom bikes & they say the work truck is only worth $2,500! WTF!??? I have never gotten so pissed off in such a short amount of time. They have lost a "good atanding" customer for life. I wouldn't give them the piss I put in my toilet. *** them!
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2. Written by Ex Emp..., on 10-06-2009 14:11
This story sounds very familiar. As a former employee, I would sell IUI thinking it really was a good thing. After Hurricane Ike, the company did go out of its way to help people for one month (and one month only) many lost their jobs and let me tell you, that unemployment insurance ***! I regret selling it to people. you have to wait so long and often times, it does not pay. Also, I have seen that when a customer makes a partial payment while waiting for the insurance to kick in, the insurance will not grant the claim because the customer has displayed ability to pay on the loan!!! What a freaking rip-off!!!
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3. Written by EX-EMp, on 09-04-2009 13:02
I understand what you are going through. I worked at a branch in Texas and all three locations in my city act just as you have explained. They are scumbags! I am very happy and proud to say I do not work there and never will again. I would rather give my left arm then work there again. My advice is to tranfer your loan. I get as far away from that company.
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4. Written by Emp, on 13-01-2009 21:44
Im sorry for your troubles, I actually work at a branch. This is really unheard of and the service you speak of is not very good. I know with our IUI, we understand you are waiting on that and I do not understand why the continue to call you and your references. If we know we will get payment from IUI, we leave it at that. Once again, I am very sorry that they are doing that to you. Good Luck! 
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