I got an unsecured loan @ the American General Finance in Lancaster, CA. I purchased the unemployment insurance with them and of course I recently lost my job and had to file a claim with them.
There is 30 day waiting period before the insurance starts paying. Of course I was behind because I lost my job. They called several times and came to my house to ask about the payment and I reminded them that I was waiting for the unemployment insurance I purchased with them to pay. They told me I had to make that 1 payment immediately or they would take me to court for it.They would not even consider partial payments.
They also also called everyone that I used as a reference when I did not immediately call them back. I should have known they would cause trouble, even before I lost my job and was making regular payments they would call before the payment was even due to find out when I was going to make a payment or the payment would be a few days late and I would get a call from them. When I take them my unemployment stubs as proof for the insurance company they try to get me to apply for more money to defer payments. Even though their insurance is making payments , they still call and I have to remind them of my situation.None of the other creditors whom I have purchased unemployment insurance with has treated me this way, they have all been willingly to take partial payments until the insurance paid and I was caught up.
I am soo sorry I got this loan with them and I would advise anyone considering using them not to. They are more than willing to lend you money but you miss one day and they will relentlessly call you and harass you or show up at your home.
Product or Service Mentioned: American General Finance Loan.