I agree with what everyone has said. Have worked within American General for many many years and as an inside source I will let everyone know the truth.
Employees at American General get in trouble if they don't sell enough insurance on their loans...mainly because if they don't then their managers dont get their 4% and district managers don't get their 2%. BUT...if they sell too much insurance because they are forced too and someone complains then they are scamming and the managers and district managers aren't going to take the heat for it and many have been fired to cover up the truth. We are the first to call when you are paying on time or ahead to offer you more money but if you fall behind we are pounding on your door demanding payment or your car keys or threatening forclosure. We are sent into neighborhoods that are less than friendly with no protection or police awareness to demand payments.
The company is so concerned with getting their high interest the safety of it's employees is a far distant.
Stay away from doing personal loans with American General or any business that finances through American General. If you don't...good luck