My elderly parents were in need of a refinance on the home they had lived in for 15 years after some business investiments went bad. Unfortunately, they went to American General Finance in Roswell, Georgia.
Things went okay until my father changed jobs and came up a short on a couple of the monthly payments. American General began a campaign of phone harrassment followed by random "drop-in" home visits by a representative. I was shocked when my parents showed me the contract they had signed with AGF. Shame on them!!
The terms were outrageous, and they would not renegotiate these terms. Then the threats of foreclosure began.
These vultures even called my on the day I buried my dad and asked if I would just take a moment and talk with them about me catching up my parents account! They foreclosed on my mom six months after my dad's death.