This company is ripping people off. This has been the biggest mistake I have ever made; borrowing money from this company. I want to file a law suit against this company. I borrowed 5,000 in 2007, the payments of $237, in 2009 my payment dropped down to $150 a month. My balance as of today is 2,500 now as today. When I asked them about it, they said the interest rate is very high, and it might take me longer to pay it off. They need to be sued and closed down. Someone needs to investigate this company.